Track every producer license, CE requirement, E&O renewal, and carrier appointment in one place. Automated expiration alerts ensure your agency never faces a compliance lapse.
Active Licenses
34
+2
Expiring in 30d
3
Action Needed
CE Hours Logged
128
+18 this month
E&O Status
Current
Renews Oct 15
What it is
Every producer in your agency holds licenses that expire, must complete continuing education, and maintains carrier appointments that require active licenses. One lapsed license means that producer can't legally sell insurance — and your agency bears the E&O risk for any policies written during a lapse. Insurstein's Compliance Center makes sure that never happens.
Agencies with multiple producers licensed across several states face a constant stream of renewal dates, CE deadlines, and appointment verifications. Tracking these obligations in spreadsheets or relying on producers to self-manage is a recipe for compliance gaps that can trigger regulatory action and E&O exposure.
Insurstein maintains a complete compliance profile for every producer — licenses held, expiration dates, CE hours completed, and carrier appointments. The system sends escalating alerts as deadlines approach and blocks non-compliant producers from being assigned to new business until their credentials are current.
Core capabilities
Receive automated notifications at 90, 60, and 30 days before any producer license expires.
Alerts go to the producer, their manager, and designated compliance staff. Escalation rules ensure that approaching deadlines get increasing visibility. Past-due licenses trigger immediate flags on the producer's profile.
Log continuing education hours by course, provider, and completion date. Track progress toward each state's requirements.
Each state has different CE hour requirements, ethics hour mandates, and renewal cycles. Insurstein tracks the specific requirements for every state where a producer is licensed and shows completion progress against each.
Track your agency's E&O policy details, renewal dates, and coverage limits with automated renewal reminders.
Store your E&O policy number, carrier, limits, deductible, and expiration date. The system reminds you to begin the renewal process well before expiration — because operating without E&O coverage is an existential risk.
Track NIPR transactions, appointment statuses, and license verifications alongside your internal records.
Maintain a record of NIPR transaction history for each producer. Track which carriers have appointed each producer and in which states. Surface gaps where a producer is licensed but not yet appointed with a carrier they need.
Track carrier appointments per producer and ensure every active producer is properly appointed before writing business.
Each producer's profile shows their appointments by carrier and state. When a producer writes a policy with a carrier they aren't appointed with, the system flags the issue immediately so it can be resolved before it becomes a compliance problem.
View your entire agency's compliance posture at a glance — who's current, who's expiring, and who needs attention.
The dashboard summarizes license status, CE progress, E&O standing, and appointment gaps across all producers. Red-yellow-green indicators make it instantly clear where the agency stands. Export compliance reports for carrier or state audits.
What they don't do
Replace manually maintained spreadsheets with a system that alerts you before licenses expire.
Stop asking producers if they've finished their CE — the system shows exactly where everyone stands.
Trade scattered calendar entries for systematic, escalating alerts tied to actual expiration dates.
Digitize producer license records so they're searchable, sortable, and accessible from anywhere.
Stop calling carriers to verify appointments — track them all in one place with status indicators.
Maintain always-current compliance data instead of scrambling to compile it during audit season.
What it takes off your plate
Continuously monitors every license and certification date and triggers alerts at configurable intervals before expiration.
Tracks hours completed against state-specific requirements and identifies the exact shortfall for each producer.
Generates an overall agency compliance score based on license currency, CE completion, and E&O status.
Sends renewal reminders for licenses, E&O policies, and carrier appointments with enough lead time to act.
Identifies states where a producer is writing business but lacks an active license or proper appointment.
Produces compliance reports showing license history, CE records, and appointment status for regulatory or carrier audits.
A day in the life
8:00 AM
Open the Compliance Center on the dashboard. Three licenses are expiring within 30 days. David Park's Florida P&C license expires on the 28th — he needs to complete 12 more CE hours.
9:30 AM
James Thornton completed a 6-hour CE course yesterday. Log the course, provider, and completion certificate. His CE tracker updates from 18/24 to 24/24 — he's now fully compliant for his renewal.
11:00 AM
David Park receives his 30-day expiration warning via email and in-app notification. The alert includes a link to his state's renewal portal and a checklist of remaining CE requirements.
1:30 PM
Rachel Adams needs to be appointed with a new carrier in California. Log the appointment request and track its status until confirmation is received.
3:00 PM
The agency's E&O policy renews on October 15. The system surfaced the reminder today — 105 days out. Begin gathering loss runs and updating the application for your E&O broker.
Daily impact
Licenses Tracked
CE Courses Logged
Compliance Score
Alerts Resolved
Automated tracking for producer licenses, CE credits, E&O renewals, and carrier appointments — so compliance is always current, not a crisis.