Built for Commercial Lines

The AMS commercial agencies actually want to use

Insurstein is built for independent P&C agencies writing commercial lines. Multi-market submissions, surplus lines compliance, AI-powered loss run parsing, and a complete book-of-business management system — without the complexity of legacy platforms.

Capabilities

Built for how commercial agencies work

Multi-Market Submissions

Submit to multiple carriers simultaneously, track underwriter responses, and compare quotes side by side. ACORD PDF generation built in.

Surplus Lines Compliance

Document diligent search efforts, track carrier declinations, and manage surplus lines filings with a complete audit trail.

AI Loss Run Parsing

Upload any loss run PDF or spreadsheet. AI extracts 19+ fields per claim and links parsed data to client records automatically.

Commission Intelligence

Import carrier statements, auto-match to policies, spot missing commissions, and calculate producer splits by carrier and LOB.

Commercial Client 360

Every policy, claim, document, commission, and conversation for each commercial client in one unified profile. DOT/MC numbers, FEIN, and industry classification.

Built-In Phone & SMS

Call commercial prospects and clients directly from the browser. Call recording, voicemail, and SMS messaging with full conversation history.

E-Signatures

Send BOR letters, consent forms, and policy changes for signature. Tamper-proof audit trails with SHA-256 hashing, IP logging, and automatic PDF generation.

Renewal Management

Track every policy expiration 90 days out. Automated alerts, renewal lifecycle stages, and producer assignment keep your book protected.

Producer Performance

Set revenue targets per producer, track progress against goals, and view scorecards with new business, retention, and commission KPIs.

Agency Compliance

Track producer licenses, continuing education credits, E&O policies, and NIPR transactions. Never let a license lapse or miss a CE deadline.

Geographic Analytics

Visualize client locations on an interactive map, identify geographic concentrations, and plan prospecting routes by producer or LOB.

Marketing Automation

Build automated drip sequences to nurture prospects. Enroll leads, schedule email and SMS touchpoints, and track engagement metrics.

Full Platform

Everything a commercial agency needs

All included in every plan. No per-feature upsells.

Commercial policy management
Multi-market submission tracking
ACORD PDF auto-generation (125, 126, 130, 140)
Surplus lines filing and diligent search
AI document parsing (loss runs, schedules)
AI assistant with 115+ agency actions
Commission import and reconciliation
Renewal tracking with 90-day lookahead
Certificate of insurance generation
Claims management and tracking
Discovery forms for prospect intake
In-browser phone system (WebRTC)
Email and SMS unified inbox
E-signatures with audit trail
Cash flow forecasting
Producer goals and scorecard
Compliance and license tracking
Mobile app

Stop managing.
Start growing.

Join agencies that replaced 3+ tools with one platform — and got their evenings back.